Wealth Efficiency Blueprint — Brooke Lynn Mortgages

Welcome

Your mortgage is more than your home’s financing — it’s an investment in your future.

Allow us to do a deeper dive into your financial goals. Fill in what you know and leave the rest blank — we can finalize it together.

Your Details

Full Name

Email

Phone

Anything we should know?

Taxable Income

Add each person who will be on the application — up to four.

Applicant 1

Name

Annual Taxable Income ($)

Marginal Tax Rate (%)

TFSA Room ($)

RRSP Room ($)

Applicant 2

Name

Annual Taxable Income ($)

Marginal Tax Rate (%)

TFSA Room ($)

RRSP Room ($)

+ Add applicant 2

Applicant 3

Name

Annual Taxable Income ($)

Marginal Tax Rate (%)

TFSA Room ($)

RRSP Room ($)

+ Add applicant 3

Applicant 4

Name

Annual Taxable Income ($)

Marginal Tax Rate (%)

TFSA Room ($)

RRSP Room ($)

+ Add applicant 4

Non-Real-Estate Assets

Chequing, savings, TFSA, RRSP, RESP, pensions, stock plans, insurance cash value.

Account Type

Institution

Description

Current Value ($)

Account Type

Institution

Description

Current Value ($)

Account Type

Institution

Description

Current Value ($)

Account Type

Institution

Description

Current Value ($)

+ Add another account

Account Type

Institution

Description

Current Value ($)

+ Add another account

Account Type

Institution

Description

Current Value ($)

+ Add another account

Account Type

Institution

Description

Current Value ($)

+ Add another account

Account Type

Institution

Description

Current Value ($)

+ Add another account

Total Assets—

Property Holdings

Every property where your name or corporation is on title — primary residence, second homes and rentals.

Property 1

Property Type

Property Address

City

Province

Value & Purchase

Estimated Current Value ($)

Purchase Price ($)

Date Purchased

Mortgage

Mortgage Balance ($)

Payment P&I ($/mo)

Interest Rate (%)

Rate Type

Amortization Left (yrs)

Maturity Date

Lender

Secured Line of Credit

SLOC Limit ($)

SLOC Balance ($)

Costs & Income

Annual Property Tax ($)

Annual Insurance ($)

Monthly Condo Fees ($)

Actual Rent ($/mo)

Market Rent ($/mo)

Equity

—

Dormant Equity @ 80%

—

Loan to Value

—

Rental Surplus @ 50%

—

Property 2

Property Type

Property Address

City

Province

Value & Purchase

Estimated Current Value ($)

Purchase Price ($)

Date Purchased

Mortgage

Mortgage Balance ($)

Payment P&I ($/mo)

Interest Rate (%)

Rate Type

Amortization Left (yrs)

Maturity Date

Lender

Secured Line of Credit

SLOC Limit ($)

SLOC Balance ($)

Costs & Income

Annual Property Tax ($)

Annual Insurance ($)

Monthly Condo Fees ($)

Actual Rent ($/mo)

Market Rent ($/mo)

Equity

—

Dormant Equity @ 80%

—

Loan to Value

—

Rental Surplus @ 50%

—

+ Add another property

Property 3

Property Type

Property Address

City

Province

Value & Purchase

Estimated Current Value ($)

Purchase Price ($)

Date Purchased

Mortgage

Mortgage Balance ($)

Payment P&I ($/mo)

Interest Rate (%)

Rate Type

Amortization Left (yrs)

Maturity Date

Lender

Secured Line of Credit

SLOC Limit ($)

SLOC Balance ($)

Costs & Income

Annual Property Tax ($)

Annual Insurance ($)

Monthly Condo Fees ($)

Actual Rent ($/mo)

Market Rent ($/mo)

Equity

—

Dormant Equity @ 80%

—

Loan to Value

—

Rental Surplus @ 50%

—

+ Add another property

Property 4

Property Type

Property Address

City

Province

Value & Purchase

Estimated Current Value ($)

Purchase Price ($)

Date Purchased

Mortgage

Mortgage Balance ($)

Payment P&I ($/mo)

Interest Rate (%)

Rate Type

Amortization Left (yrs)

Maturity Date

Lender

Secured Line of Credit

SLOC Limit ($)

SLOC Balance ($)

Costs & Income

Annual Property Tax ($)

Annual Insurance ($)

Monthly Condo Fees ($)

Actual Rent ($/mo)

Market Rent ($/mo)

Equity

—

Dormant Equity @ 80%

—

Loan to Value

—

Rental Surplus @ 50%

—

+ Add another property

Property 5

Property Type

Property Address

City

Province

Value & Purchase

Estimated Current Value ($)

Purchase Price ($)

Date Purchased

Mortgage

Mortgage Balance ($)

Payment P&I ($/mo)

Interest Rate (%)

Rate Type

Amortization Left (yrs)

Maturity Date

Lender

Secured Line of Credit

SLOC Limit ($)

SLOC Balance ($)

Costs & Income

Annual Property Tax ($)

Annual Insurance ($)

Monthly Condo Fees ($)

Actual Rent ($/mo)

Market Rent ($/mo)

Equity

—

Dormant Equity @ 80%

—

Loan to Value

—

Rental Surplus @ 50%

—

+ Add another property

Total Property Value

—

Total Mortgage Debt

—

Total Equity

—

Dormant Equity @ 80%

—

Dormant equity is lending room sitting idle — 80% of value, less your mortgage and any secured line of credit limit.

Net Monthly Income

Take-home amounts, after tax.

Full-Time Job

Part-Time Job

Child Tax Benefit

Child Support / Alimony

Investment Income

CPP / OAS

Retirement Income

Side Hustle

Other Income

Total Net Income—

Housing Expenses

Mortgage Payment

Property Tax

Condo Fee

Heat

Electricity

Gas

Water / Utilities

Home Insurance

Cable / Internet

Other Housing

Total Housing—

Non-Housing Expenses

Car Lease / Loan

Car Fuel

Car Insurance

Car Repairs

Charitable Donations

Child Care

Child Support / Alimony

Shopping / Clothes

Eating Out

Entertainment

Recreation

Furnishings

Groceries

Life / Disability Insurance

Health Spending

Cell / Internet / TV

Investment Contributions

Vacation Savings

Emergency Fund

Other

Total Non-Housing—

Current Liabilities

Balance owing and the monthly payment.

Debt Type

Description

Balance ($)

Payment ($/mo)

Debt Type

Description

Balance ($)

Payment ($/mo)

Debt Type

Description

Balance ($)

Payment ($/mo)

+ Add another debt

Debt Type

Description

Balance ($)

Payment ($/mo)

+ Add another debt

Debt Type

Description

Balance ($)

Payment ($/mo)

+ Add another debt

Debt Type

Description

Balance ($)

Payment ($/mo)

+ Add another debt

Total Balances—

Total Payments—

Net Monthly Cash Flow

—

Income, less housing, non-housing and debt payments.

Estimated Net Worth

—

Property equity plus other assets, less all debt.

Dormant Equity

—

Net Monthly Cash Flow

—

Properties

—

Blended Mortgage Rate

—

Balance Sheet

Total property value	—
Non-real-estate assets	—
Total assets	—
Mortgage debt	—
Secured lines of credit	—
Other liabilities	—
Total liabilities	—
Net worth	—

Monthly Cash Flow

Net income	—
Housing expenses	—
Non-housing expenses	—
Debt payments	—
Net cash flow	—

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This worksheet is for illustrative purposes. Figures are estimates and are not an approval or a guarantee of rates or lending room.